Monthly Budget Calculator

Enter your monthly income and expenses to see exactly how much money you have left at the end of each month.

How to use this calculator

Enter your total monthly income, then fill in your main expense categories. The calculator will instantly show how much money you have left over each month after all your expenses.

What is a monthly budget?

A monthly budget is a plan that tracks how much money comes in and how much goes out each month. It helps you avoid overspending, build savings, and stay in control of your finances. Even a simple budget can make a big difference over time.

Frequently Asked Questions

What if my result is negative?

A negative result means you are spending more than you earn. Try reducing one or more expense categories to bring your budget back into balance.

How much should I have left over each month?

Financial experts generally recommend saving at least 20% of your income each month. If your leftover amount is less than that, look for areas where you can cut back.

Should I include irregular expenses?

Yes. For irregular expenses like insurance or subscriptions, divide the annual total by 12 and add it to your monthly Other Expenses field.